Becoming a member of Freedom United FCU starts with a deposit of $25.00 into a share savings account.  The $25.00 represents your share of the credit union and entitles you to all other services offered by the credit union.  Credit Unions are member owned, meaning there are no outside shareholders to satisfy, which translates into savings for you, the member/owner.  All share accounts are insured by the NCUA for up to $250,000.