March 2018 Newsletter

Mini Money- March

Get Paid
for Making the Grade!

Get the most out of your child’s hard work and awesome grades in class!

All kids in grades K-12 can earn cash for grades. All they have to do is bring in their
report card at the
end of the term and
make a deposit.
We will match $1
for each “A” received for a core subject – up to $5 total.

Did you know…

The correct response to the Irish greeting: “Top of the morning to you,” is “and the rest of the day to yourself.”

Join us April 21st, 2018 for our Annual Meeting!

This year’s event will be held at Franzee’s in Ambridge.  It will begin at 5:30 and will be followed by a Royale Buffet Dinner and an ice cream sundae bar! A cash bar will also be available.
Following dinner will be family friendly entertainment from Magician Steve Haberman! Be sure to catch him after the show for a free balloon animal!

Cost to attend:
Members: $10
Non-Members: $15
Children over 3: $7
Children under 3: Free

Get your tickets at any branch.

Balance Inquiries

Each month you are entitled to 6 balance inquiries over the phone at no charge.  Each inquiry thereafter will incur a charge of $1.00.  Want to avoid the cost and check your balances any time you want? Sign up for our free E-services today!

Important Notice – Night Deposits

Deposits received in the night drop are

posted when the Credit Union opens at 9am for the current business day. All returns are completed by the data processor prior to opening. We will no longer refund NSF fees unless caused by a Credit Union error. To help us out make sure the funds are available in your account before writing checks.

Nice weather is ahead of us! Be sure to check in with the loan department to see about a great deal on a new set of heels!

Tax Refunds Faster!
Tax season is upon us. If you are due a refund, the fastest way to receive your money is through direct deposit.  Be sure to use Freedom United’s Routing and Transit number:
243381531,
alongside your
account number.
If you are unsure
of this 13-digit number starting in “025”, please contact one of your three offices.  If you are receiving a joint return, your refund must be deposited into a joint account. If the check presents two names, both parties must be present to cash.

IRA Account Holders

Don’t forget, you can make contributions to your 2017 IRA account up until April 17th!  Keep in mind when you are making your IRA contributions to designate whether you’re making a contribution for 2017 or 2018.

You don’t want to miss this: Save on high interest when you transfer your balances to a Freedom United Visa

Example: for a $1,000 balance:
High rate at 25%: Total cost at 36 months (est. payoff) = $1,430.54
Freedom United Visa at 6.99%: Total cost at 36 months (est. payoff)  = $1,111.24.  Your savings = $319.30
**Subject to credit approval.

Don’t Fall for “Too Great of a Deal”

Plain and simple: don’t buy into trial products! If you did, be absolutely sure you read the terms and conditions.  Most companies offering these types of products offer a trial period for a small fee of $3.99, $4.99, etc.  However, you have to cancel the product within 15 days as it automatically enrolls you in a monthly subscription and you start getting charged accordingly, upwards of $100 a month!

Once you purchase, you have authorized the monthly charge, whether you want the product or not.  Save yourself the hassle: don’t buy it!

These merchants depend on unsuspecting customers that do not read the terms and conditions in
order to make their money.  Don’t be that customer.  Always read the terms and conditions.
You’ll be glad you did.