MONEY TALK$
Spring 2018
IRA Account Holders
Please review your beneficiary information that has been listed on your IRA application. If someone has a name change, address change, etc., that needs to be noted. Please call Jessica at 724-453-1100 so these changes can be made appropriately.
NOTE: Remember, if you are age 70 ½ and you are receiving a required minimum distribution from your IRA you MAY NOT make any contributions to your IRA. However, if you are still working into retirement, you can deposit to a ROTH IRA instead. This does not require a minimum distribution.
Rochester Office
283 Adams St.
Rochester, PA 15074
(724)774-5575 or (724)774-5750
Toll Free: 1-800-428-7265
Fax: (724)774-6750
Monday – Thursday
9:00am-5:00pm
Friday 9:00am-6:00pm
Saturday 9:00am-12:00pm
Harmony Office
Northgate Plaza
Harmony, PA 16037
(724)453-1100
Toll Free: 1-800-487-5574
Fax: (724)453-0900
Monday – Thursday
9:30am-5:00pm
Friday 9:30am-6:00pm
Center Office
3589 Brodhead Rd.
Monaca, PA 15061
(724)775-5025
Fax: (724)775-5058
Monday – Friday
9:00am-4:30pm
After Hours
Visa Credit: 1-800-433-0505
Visa Debit: 1-800-500-1044
Visit us on the web:
www.freedomunitedfcu.com
Email info@freedomunitedfcu.com
Follow Freedom United FCU on Facebook and Twitter
“You can cut all the flowers but you cannot keep spring from coming.” – Pablo Neruda
Get Paid for Making the Grade
Kids in grades K-12 can earn money for their hard work in class. Bring in their report card at the end of the term. We will match $1 for each A received for a core subject up to $5 total.
Did you know…?
The first day of spring in the Southern Hemisphere is the first day of fall in the Northern Hemisphere.
Notice – Night Drop Deposits
All deposits received in the night drop are posted when the Credit Union opens at 9am for the current business day. All returns are completed by the data processor prior to opening. As a result, it is pertinent that you are sure there are funds available in your account before writing checks or making payments. We will no longer refund NSF or bounce fees unless caused by a Credit Union error.
Tips to Fight/Prevent Fraud:
Safeguard yourself from compromise with the following 8 tips to fight and prevent fraud:
1- Immediately report lost or stolen cards.
2- Hide your pin pad at the ATM.
3- Choose a difficult pin, but something you can remember.
4- Never give your social security number, card numbers, or any personal information to someone over the phone, email, or through text messages.
5- Monitor your credit and be sure there are no unrecognized items on your report.
6- Shred all documents with personal information.
7- Before you make a purchase online, be sure the website is secure and you are purchasing from a trusted merchant. Be careful of trial period products
8- Update your antivirus and spyware on your computer regularly.
Go Green by Switching to E-Statements
The United States uses about 68 million trees per year for paper products. In fact, over the last 20 years, paper products has increased from 92 million tons to over 208 million tons – an increase of 126%. An average person in the US will use more than 700 pounds of paper products a year. That’s a lot of paper, so switching to e-statements is a great idea! Not only are you helping to save the environment, but you would have statements up to one year at your fingertips, whenever you want them.
The Science of Saving
April is National Credit Union Youth Month and this year’s theme is “The Science of Saving.” This is the perfect month to show kids how to care about savings and how to save for the future. We will be celebrating during the week of April 16th. Stop at any branch to make a deposit into a youth account and be entered to win a prize! Also, every new youth account will receive a Money Savvy Pig!
The Science of Saving
April is National Credit Union Youth Month and this year’s theme is “The Science of Saving.” This is the perfect month to show kids how to care about savings and how to save for the future. We will be celebrating during the week of April 16th. Stop at any branch to make a deposit into a youth account and be entered to win a prize! Also, every new youth account will receive a Money Savvy Pig!
Get the Credit Union Discount
Credit Union Member Benefits
- 10% or 15% discount on select regularly priced Sprint monthly data service
- Buy online and receive additional savings
- Ready now, one-on-one personalized setup, is provided at select Spring Stores
- Valid in conjunction with other credit union and most Sprint National handset offers and other promotions
Claim your personal discount with Corporate ID: NACUC_ZZM
Claim your business discount with Corporate ID: NACUC_ZDS_ZZM
Please note: To receive the Sprint Credit Union Member Discount, both new and existing Sprint customers must verify credit union membership. Members can do this through the Love My Credit Union Rewards app, or by filling out a Verification Form. More information can be found on our website or LoveMyCreditUnion.org.